Sometimes our personal information may be at risk of being exposed by hackers. This is what happened with Equifax when hackers breached their security earlier this year. The hackers accessed private information of over 143 million Americans. Such information included Social Security Numbers, addresses, birth dates and much more. This had a far-reaching effect as personal information of most Americans which is used for loan and credit decisions was exposed.
In the wake of this devastating development, Andrew Housser, the CEO and Founder of Freedom Financial Network which owns the brand name FreedomPlus had some advice to help you safeguard your credit. Some of these steps could help you protect your financial information from fraud.
To start with, one has to find out whether they were affected by checking the Equifax website. One can also protect their information by registering for free credit monitoring and identity fraud protection in the same website. The service will be provided for free for one year by Equifax Security.
Another important way to protect your credit information is by placing freezing your credit with other credit bureaus. It should be noted that most creditors do not issue new credits without checking your credit. Reviewing your credit reports more often could help safeguard your credit information. The law entitles everyone to receive a free copy of their credit reports from the three main credit bureaus.
Monitoring your accounts frequently will enable you to detect any unauthorized activities in your credit card. In case you realize any suspicious activity with your credit card, report it immediately to your bank or creditor. Also, change your passwords and use passwords which are easy to guess such as children’s names, birth dates and the like. Use online passwords that mix numbers with letters and be sure to change it at least on a monthly basis. For more info about us: https://my.freedomplus.com/ click here.
About the Brand
It is one of the companies in the Freedom Financial Network. It underwrites premium loans to Freedom Financial Network’s prime customers. The company is based in San Mateo, California. The brand also has an effective loan underwriting process that advances loans to its clientele.